Do you get paid instantly on Shopify?


Because Shopify is both the largest and most rapidly growing e-commerce platform in the world, it’s important to know when you get paid. Additionally, with dropshipping you’ll need the money right away in most cases to fulfil orders. So do you get paid instantly on Shopify?


In most cases, you do not get paid instantly on Shopify. For Shopify Payments, which are the vast majority of payments, the pay period is usually every two days, but you can check in your payment settings. For other payment methods, like PayPal Express Checkout and Amazon Pay, processing times vary. 


So let’s go over when you get paid on Shopify.


Payment Method Breakdown


Most payments made through Shopify are processed through Shopify payments, which means you’ll receive the payouts on your regular schedule. However, for Amazon Pay and PayPal Express Checkout, the processing times can vary greatly, from instant in some cases, to 21 days in others. Here’s a quick breakdown of the Payment Methods for Shopify:

Payment Method How Customer Pays How You Get Paid When You Get Paid
Shopify Payments Payment Gateway Shopify Payments Every 2 Days
Apple Pay Accelerated Checkout Shopify Payments Every 2 Days
Amazon Pay Payment Gateway Through Amazon Every 3 Days
PayPal Payment Gateway Through PayPal             Varies
Google Pay Accelerated Checkout Shopify Payments Every 2 Days
Shop Pay Accelerated Checkout Shopify Payments Every 2 Days


As you can see, the vast majority of payments will come from Shopify Payments, which means you’ll receive your funds on your regular payment schedule of about every 2 days.


One important note is that although Shopify Payments are sent every 2 days, your bank might not process the transaction right away, and you won’t receive payments on bank holidays, either.

We’ll now go over each of the major payment providers and how they work.


Shopify Payments

Shopify Payments are by far the easiest and most common way to accept payments for your Shopify store. With Shopify Payments, you don’t have to set up a merchant account or enter credentials, as you’re all set once you’ve set up Shopify Payments


How to Set up Shopify Payments


Simply navigate to your payment settings from your Shopify admin and click on set up Shopify payments. All you’ll need are your SSN or EIN and your bank account information, and you’re all set! It’s really that simple.


Once you’ve processed some payouts, you can view your payout history here by clicking on “View Payments”.


Does Shopify Take a Cut?


Shopify takes a transactional fee for every credit card transaction processed through Shopify Payments, and the fee percentage is based on your Shopify pricing plan. The more you pay per month, the lower your fees.


Beyond this fee, there is no other cost associated with using Shopify Payments. You won’t be surprised by any hidden fees using their payment method.


Bank Requirements For Shopify Payments


Before you connect your bank account to Shopify Payments, you’ll want to make sure it’s:

  • A full Checking Account
  • In the Currency of your Payouts
  • Able to receive electronic transfers.


Most basic checking accounts meet these requirements. Just make sure you’re not connecting a savings account, and that you’ve set your store currency to the same one your account uses.


Shopify Payments and Chargebacks


When someone issues a chargeback for a Shopify Payment, Shopify first collects evidence from their backend, then asks you for a chance to add evidence, before sending the info to the credit card provider. Once the info is sent, there is nothing you or Shopify can do to influence the outcome of their decision. However, Shopify can help you dispute the chargeback by providing evidence from their backend, and all chargebacks will be resolved within 120 days, according to Shopify.




PayPal is a default payment method included with Shopify because it is so common among e-commerce. Because PayPal can be a large part of your total transactions, it’s important to understand how it works.


How to Set Up PayPal


When you first set up your Shopify store, you’re automatically given a PayPal business account under the email you signed up for the store with. The simplest way to use PayPal with Shopify is to use this PayPal account and simply finish setting it up and turning it into a business account, which will allow you to capture payments using PayPal.


Once you’ve set up your business account, you can view transaction history through PayPal’s business suite.


Does PayPal Take a Cut?


Unless you also set up Shopify payments for your store, you’re charged transaction fees through Shopify everytime someone makes a PayPal purchase. This makes it a good idea to set up Shopify Payment, so that you don’t have to pay these extra fees.


In general, PayPal Express Checkout costs much more per transaction because of credit card fees, which start at 2.4% plus a flat rate of 30c. This makes selling on PayPal, although convenient, much more costly than using Shopify Payments. Although you may lose customers by not allowing PayPal, the costs can be prohibitive for some niches, especially those with very low price points.


PayPal Requirements


There are a few more specific requirements for a PayPal account to be used on your Shopify store, which we’ll go over here:


  1. Countries Match- Make sure your store country matches your PayPal’s country, or you won’t be able to complete setup.
  2. Business Account- Upgrading your PayPal account to a business account is a simple process, and one that must be done to use PayPal with Shopify.
  3. Unique IDs- If you’re setting up multiple stores with PayPal, make sure your PayPal IDs are unique by adding a prefix or suffix to them. You can read more about that on PayPal’s website here.


These are fairly simple steps, but can cause problems if overlooked.


PayPal and Refunds


If you need to issue a refund on PayPal, you’ll first want to start the process through Shopify, then navigate to the transaction details page in your PayPal business suite. Here you can refund an order with funds in your PayPal account. In most cases, it’s best to issue a refund promptly after the request is received, to maintain good standing with PayPal.


Amazon Payments

Amazon payments can be a fairly small part of your traffic, but it can be worth it to set them up to optimize conversions.


How to Set up Amazon Payments


Amazon payments is fairly easy to set up, and follows much the same steps as setting up Shopify payments. The steps to set up Amazon Payments are:

  • Navigate to Payment providers in your settings from your Shopify Admin
  • Select “Amazon Pay” and click on “Activate Amazon Pay”
  • Sign in to your account or create a new amazon pay account
  • Complete onboarding
  • Transfer Credentials to Shopify


If you want to check your transaction history through Amazon Payments, you’ll have to navigate to your Amazon pay account and check the transaction history there.


Does Amazon Take a Cut?


Similar to PayPal, Amazon takes a percentage cut plus a flat fee for every transaction processed through Amazon Payments, starting at 2.9% plus 30c, similar to Shopify Payments. This makes it the most expensive option as far as payments go, but it does provide convenience to your Shopify Checkout experience.


When do you get paid by Amazon Payments?


Once you’ve connected a bank account to your Amazon Pay account, you’ll have to wait 3 days for each automatic deposit to clear.


Do you get Paid Instantly on Shopify?


In most cases, you don’t receive funds from Shopify Sales instantly, although processing times are pretty fast in most cases, usually within 3 days at max. However, if you’re relying on quick shipping, you’ll want to make sure you have the funds in your account to cover initial purchases.


If you’d like to learn more about Shopify, sign up for our newsletter below and become an E-commerce genius!